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AskLiz aims to provide short, informative articles on a range of everyday topics. Use the links below to explore each topic or use the handy search box to search the Internet. 

Money, Finance, Mortgages & Loans  Guides and Topics

Been Refused a Loan Because of Non Status or Poor Credit Record?
Homeowners may have a new way to obtain credit, but watch out, your home may be at risk. It's a fact of life, over 40% of UK residents have experienced credit problems. These range in seriousness from £250 County Court Judgments (CCJs) to full blown bankruptcy of many millions. 

Good Mortgage Advice is Crucial
Shopping around for a mortgage? Trying to find just the right mortgage that fits YOUR personal circumstances can take an age. Regardless if you are a first time buyer or an experienced mortgage-hunter, getting the right advice and assistance will be crucial in achieving the best deal for you.

Identity Theft. You are not Immune
The article below refers to identity theft and personal data security problems in the United States. However, many of the points are equally valid in the UK and other countries around the world.

Buying Property in Portugal
Portugal has long been a popular choice for people, particularly from the colder climates of Northern Europe, looking to purchase a holiday home or a retirement home. Traditionally they have done so using offshore companies, mainly to avoid estate taxes.

Bridge Loans Temporary Finance
So you're thinking of getting into a bigger house. Find out about temporary loan solutions to bridge the possible finance gap.

Credit Cards - The top 3 things you need to know
Today there are so many different credit cards available, student prepaid, low interest cards etc. that it has becomes a real hassle to find the right one that will suit your needs.

What is a personal loan? 
A personal loan is money lent to an individual by a financial institution for a specific personal purpose. The circumstance does not include buying a house since that is covered in wholly different loan category. One main difference between a personal loan and a home loan is that most personal loans are unsecured. So, that means that there is no collateral provided and the only guarantee that a borrower can give the lender is his reputation for good credit.

How Credit Scoring Works
The all important credit score! It determines the amount of loan you can get, it determines the interest rate at which you are charged for a loan, etc. Your credit score plays an important figure in your financial life.

"Rate Tarts" Remortgage at the BEST Rates
The mortgage industry has coined the rather unflattering term "rate tart" for people who move their mortgage around frequently whilst seeking the best deals on offer. 

Finding Money Lenders
There are many situations in life that will require you to take out loans. Finding the right money lenders will allow you to get the loans that are best suited to your particular need.

Further Links for Money Topics 

LOANS SECURED ON YOUR HOME
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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